A loan made by the lender to a person which is payable in installment for which a finance charge is or may be imposed. This term includes credit transactions pursuant to an open-end-credit plan other than a seller credit card. (R.A. 7394, also known as the “Consumer Act of the Philippines,” Art. 4)

• P2 Billion Loan Program for OFWs
• Higher Price of Purchases by Credit Cards Disallowed
• Task Force to Target Credit Card Fraudsters
• Republic Act 7394: Consumer Act of the Philippines
• Circular No. 542 (Consumer Protection for Electronic Banking)
• Consumer Protection in Electronic Banking (e-Banking), e-Commerce
• Credit Cards: Keeping Ahead of Runaway Credit Card Debt