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	<title>Comments on: Bouncing Checks (BP 22): Matters a Layman Should Know</title>
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	<description>In a global market dominated by entrenched giants, Pinoy Entrepreneurs can make it big</description>
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		<title>By: incectiz</title>
		<link>http://blog.pinoy-business.com/bouncing-checks-bp-22-matters-a-layman-should-know/comment-page-1/#comment-2880</link>
		<dc:creator>incectiz</dc:creator>
		<pubDate>Sun, 22 Jan 2012 00:33:44 +0000</pubDate>
		<guid isPermaLink="false">http://blog.pinoy-business.com/?p=188#comment-2880</guid>
		<description>you must read &lt;a href=&quot;http://www.chanelbagsprices.net/&quot; / rel=&quot;nofollow&quot;&gt;chanel bag price&lt;/a&gt; to your friends fxwinter20off</description>
		<content:encoded><![CDATA[<p>you must read <a href="http://www.chanelbagsprices.net/" / rel="nofollow">chanel bag price</a> to your friends fxwinter20off</p>
<p> <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-2880" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('2880', 'add', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-2880-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-2880" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('2880', 'subtract', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-2880-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: Blake Sowers</title>
		<link>http://blog.pinoy-business.com/bouncing-checks-bp-22-matters-a-layman-should-know/comment-page-1/#comment-2818</link>
		<dc:creator>Blake Sowers</dc:creator>
		<pubDate>Fri, 20 Jan 2012 15:55:13 +0000</pubDate>
		<guid isPermaLink="false">http://blog.pinoy-business.com/?p=188#comment-2818</guid>
		<description>I liked as much as you will obtain carried out proper here. The comic strip is tasteful, your authored subject matter stylish. nonetheless, you command get got an impatience over that you want be handing over the following. unwell undoubtedly come further beforehand again since precisely the same just about a lot incessantly within case you shield this increase.</description>
		<content:encoded><![CDATA[<p>I liked as much as you will obtain carried out proper here. The comic strip is tasteful, your authored subject matter stylish. nonetheless, you command get got an impatience over that you want be handing over the following. unwell undoubtedly come further beforehand again since precisely the same just about a lot incessantly within case you shield this increase.</p>
<p> <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-2818" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('2818', 'add', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-2818-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-2818" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('2818', 'subtract', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-2818-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: Calvin Hidvegi</title>
		<link>http://blog.pinoy-business.com/bouncing-checks-bp-22-matters-a-layman-should-know/comment-page-1/#comment-2801</link>
		<dc:creator>Calvin Hidvegi</dc:creator>
		<pubDate>Fri, 20 Jan 2012 09:30:45 +0000</pubDate>
		<guid isPermaLink="false">http://blog.pinoy-business.com/?p=188#comment-2801</guid>
		<description>He&#039;s an old man and a great old man at that. He&#039;s almost as old as Ron Paul.&lt;a href=&quot;http://www.bestdiablo3golds.com&quot; rel=&quot;nofollow&quot;&gt;diablo3 gold&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>He&#8217;s an old man and a great old man at that. He&#8217;s almost as old as Ron Paul.<a href="http://www.bestdiablo3golds.com" rel="nofollow">diablo3 gold</a></p>
<p> <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-2801" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('2801', 'add', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-2801-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-2801" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('2801', 'subtract', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-2801-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: misty</title>
		<link>http://blog.pinoy-business.com/bouncing-checks-bp-22-matters-a-layman-should-know/comment-page-1/#comment-1539</link>
		<dc:creator>misty</dc:creator>
		<pubDate>Wed, 02 Mar 2011 14:22:18 +0000</pubDate>
		<guid isPermaLink="false">http://blog.pinoy-business.com/?p=188#comment-1539</guid>
		<description>sir can this query be  answered? same case as my  friends father... thank you</description>
		<content:encoded><![CDATA[<p>sir can this query be  answered? same case as my  friends father&#8230; thank you</p>
<p> <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-1539" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('1539', 'add', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-1539-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-1539" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('1539', 'subtract', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-1539-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: Melanie Cruz</title>
		<link>http://blog.pinoy-business.com/bouncing-checks-bp-22-matters-a-layman-should-know/comment-page-1/#comment-1353</link>
		<dc:creator>Melanie Cruz</dc:creator>
		<pubDate>Fri, 01 Oct 2010 18:40:25 +0000</pubDate>
		<guid isPermaLink="false">http://blog.pinoy-business.com/?p=188#comment-1353</guid>
		<description>Atty i just registered today..nanginginig po talaga ako sa takot, di ako makatulog.

March 2009 po,nag loan po ako sa isang lending company dito sa Manila..OFW loan amounting to 30k.Pagdating ko sa abroad na ospital anak at mother ko at nagka utang utang din po ako sa abroad kaya for the first 3 months di po ako nkbayad sa bank na nag released ng pera but the succeeding months po unti unti nkbayad na po ako thru kwarta padala but di po ako nakakatanggap ng any notice of acknowledgement from the lending company. At Minumura na po ako sa email ng isang employee ng lending company.I replied na nagpapadala naman ako ng bayad. I emailed to them the reciept numbers at name ng employee ng lending company na pinadalhan ko.Sabi po sa email nila di na daw po connected yong employee na pinadalhan ko so binigyan nila ako ulit ng another name at nagpadala po ako ulit pero same story di po nila ako binigyan ng statement of account. Dapat daw magbayad muna ako ng malaki amount before nila ako mapadalhan ng statement of account kasi daw po talbog na daw po ung PDC issued by the bank ( pag release po kasi ng 30k may kasama 1 check book na pinirmahan ko and 14 checks stating the amount and date of payment at ang remaining blank check booklet po ay kinuha ng lending company, as i remember meron pa po 4 checks na pinapirmahan lang without any amount written on it ,in case daw po magka problema sa payment gagamitin nila yon )

December 2009 kamuntik nag suicide anak ko dalaga kasi po nag txt sila ng ng txt sa anak ko.Masasakit po tlga na salita same what im recieving in my email.
Until on my 1 year sa abroad umuwi po ako kasi di tumupad employer ko sa contract. i paid my own ticket. 
Sa ngayon po naka schedule na po ako umalis ulit going Saudi. I was here in the philippines for 4 months. Hirap tlga po financially iniwan pa po ako ng asawa kasama ko now 4 anak ko.Takot na takot po ako pumunta sa lending company kasi sabi po nila sa kapatid ko naka demanda na daw po ako.I am willing nman po e settle yong utang ko pero pag naka alis ako ulit pa abroad.

Di po ako makatulog, nanginginig po ako sa takot lately mula ng nabalitaan ko na tumatawag sila sa ate ko, naka newspaper na daw po ako.. 

Please po tulungan nyo nman ako what to do..Ma hold po ba ako sa pag alis ko? sa immigration? ready na po pag alis ko as in my visa at medical na po ako.

Gustuhin ko man po pumunta sa office nila takot na takot po ako na baka ipahuli ako sa pulis at di na nila ako pakawalan kasi sa ngayon po wala po tlga akong pera pambayad.

Please.......im begging you...i need your advice...God bless you po..
thank you so much</description>
		<content:encoded><![CDATA[<p>Atty i just registered today..nanginginig po talaga ako sa takot, di ako makatulog.</p>
<p>March 2009 po,nag loan po ako sa isang lending company dito sa Manila..OFW loan amounting to 30k.Pagdating ko sa abroad na ospital anak at mother ko at nagka utang utang din po ako sa abroad kaya for the first 3 months di po ako nkbayad sa bank na nag released ng pera but the succeeding months po unti unti nkbayad na po ako thru kwarta padala but di po ako nakakatanggap ng any notice of acknowledgement from the lending company. At Minumura na po ako sa email ng isang employee ng lending company.I replied na nagpapadala naman ako ng bayad. I emailed to them the reciept numbers at name ng employee ng lending company na pinadalhan ko.Sabi po sa email nila di na daw po connected yong employee na pinadalhan ko so binigyan nila ako ulit ng another name at nagpadala po ako ulit pero same story di po nila ako binigyan ng statement of account. Dapat daw magbayad muna ako ng malaki amount before nila ako mapadalhan ng statement of account kasi daw po talbog na daw po ung PDC issued by the bank ( pag release po kasi ng 30k may kasama 1 check book na pinirmahan ko and 14 checks stating the amount and date of payment at ang remaining blank check booklet po ay kinuha ng lending company, as i remember meron pa po 4 checks na pinapirmahan lang without any amount written on it ,in case daw po magka problema sa payment gagamitin nila yon )</p>
<p>December 2009 kamuntik nag suicide anak ko dalaga kasi po nag txt sila ng ng txt sa anak ko.Masasakit po tlga na salita same what im recieving in my email.<br />
Until on my 1 year sa abroad umuwi po ako kasi di tumupad employer ko sa contract. i paid my own ticket.<br />
Sa ngayon po naka schedule na po ako umalis ulit going Saudi. I was here in the philippines for 4 months. Hirap tlga po financially iniwan pa po ako ng asawa kasama ko now 4 anak ko.Takot na takot po ako pumunta sa lending company kasi sabi po nila sa kapatid ko naka demanda na daw po ako.I am willing nman po e settle yong utang ko pero pag naka alis ako ulit pa abroad.</p>
<p>Di po ako makatulog, nanginginig po ako sa takot lately mula ng nabalitaan ko na tumatawag sila sa ate ko, naka newspaper na daw po ako.. </p>
<p>Please po tulungan nyo nman ako what to do..Ma hold po ba ako sa pag alis ko? sa immigration? ready na po pag alis ko as in my visa at medical na po ako.</p>
<p>Gustuhin ko man po pumunta sa office nila takot na takot po ako na baka ipahuli ako sa pulis at di na nila ako pakawalan kasi sa ngayon po wala po tlga akong pera pambayad.</p>
<p>Please&#8230;&#8230;.im begging you&#8230;i need your advice&#8230;God bless you po..<br />
thank you so much</p>
<p> <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-1353" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('1353', 'add', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-1353-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-1353" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('1353', 'subtract', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-1353-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: Bouncing Checks (BP 22): An Extended Discussion &#171; Fred Pamaos</title>
		<link>http://blog.pinoy-business.com/bouncing-checks-bp-22-matters-a-layman-should-know/comment-page-1/#comment-1279</link>
		<dc:creator>Bouncing Checks (BP 22): An Extended Discussion &#171; Fred Pamaos</dc:creator>
		<pubDate>Fri, 24 Sep 2010 07:06:19 +0000</pubDate>
		<guid isPermaLink="false">http://blog.pinoy-business.com/?p=188#comment-1279</guid>
		<description>[...] be an integral part of business, which is why we have a number of discussions regarding checks (see Bouncing Checks (BP 22): Matters a Layman Should Know; Basic Reminders to Prevent Check Fraud; and No imprisonment in BP 22 or Bouncing Checks cases?). [...]</description>
		<content:encoded><![CDATA[<p>[...] be an integral part of business, which is why we have a number of discussions regarding checks (see Bouncing Checks (BP 22): Matters a Layman Should Know; Basic Reminders to Prevent Check Fraud; and No imprisonment in BP 22 or Bouncing Checks cases?). [...]</p>
<p> <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-1279" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('1279', 'add', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-1279-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-1279" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('1279', 'subtract', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-1279-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: Bouncing Checks (B.P. 22)</title>
		<link>http://blog.pinoy-business.com/bouncing-checks-bp-22-matters-a-layman-should-know/comment-page-1/#comment-1216</link>
		<dc:creator>Bouncing Checks (B.P. 22)</dc:creator>
		<pubDate>Thu, 16 Sep 2010 22:51:15 +0000</pubDate>
		<guid isPermaLink="false">http://blog.pinoy-business.com/?p=188#comment-1216</guid>
		<description>[...] Even if a criminal case under B.P. 22 is filed, the court can&#8217;t issue a hold-departure order (HDO). All violations of the Bouncing [...]</description>
		<content:encoded><![CDATA[<p>[...] Even if a criminal case under B.P. 22 is filed, the court can&#8217;t issue a hold-departure order (HDO). All violations of the Bouncing [...]</p>
<p> <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-1216" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('1216', 'add', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-1216-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-1216" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('1216', 'subtract', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-1216-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: Atty.Fred</title>
		<link>http://blog.pinoy-business.com/bouncing-checks-bp-22-matters-a-layman-should-know/comment-page-1/#comment-1148</link>
		<dc:creator>Atty.Fred</dc:creator>
		<pubDate>Fri, 10 Sep 2010 00:12:59 +0000</pubDate>
		<guid isPermaLink="false">http://blog.pinoy-business.com/?p=188#comment-1148</guid>
		<description>Mai, yes it is a criminal case, as noted in the more extended post -- &lt;a href=&quot;http://blog.pinoy-business.com/bouncing-checks-bp-22-an-extended-discussion/&quot; rel=&quot;nofollow&quot;&gt;Bouncing Checks (BP 22): An Extended Discussion&lt;/a&gt;. Convictions will appear in your NBI record.</description>
		<content:encoded><![CDATA[<p>Mai, yes it is a criminal case, as noted in the more extended post &#8212; <a href="http://blog.pinoy-business.com/bouncing-checks-bp-22-an-extended-discussion/" rel="nofollow">Bouncing Checks (BP 22): An Extended Discussion</a>. Convictions will appear in your NBI record.</p>
<p> <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-1148" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('1148', 'add', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-1148-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-1148" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('1148', 'subtract', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-1148-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: Atty.Fred</title>
		<link>http://blog.pinoy-business.com/bouncing-checks-bp-22-matters-a-layman-should-know/comment-page-1/#comment-1146</link>
		<dc:creator>Atty.Fred</dc:creator>
		<pubDate>Fri, 10 Sep 2010 00:10:07 +0000</pubDate>
		<guid isPermaLink="false">http://blog.pinoy-business.com/?p=188#comment-1146</guid>
		<description>Eva, I&#039;m sorry to hear about your predicament. Estafa is different from a violation of BP 22. Please see the extended discussion here -- http://blog.pinoy-business.com/bouncing-checks-bp-22-an-extended-discussion/</description>
		<content:encoded><![CDATA[<p>Eva, I&#8217;m sorry to hear about your predicament. Estafa is different from a violation of BP 22. Please see the extended discussion here &#8212; <a href="http://blog.pinoy-business.com/bouncing-checks-bp-22-an-extended-discussion/" rel="nofollow">http://blog.pinoy-business.com/bouncing-checks-bp-22-an-extended-discussion/</a></p>
<p> <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-1146" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('1146', 'add', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-1146-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-1146" src="http://blog.pinoy-business.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('1146', 'subtract', 'blog.pinoy-business.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-1146-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: Bouncing Checks (BP 22): An Extended Discussion &#124; Blog.Pinoy-Business.com</title>
		<link>http://blog.pinoy-business.com/bouncing-checks-bp-22-matters-a-layman-should-know/comment-page-1/#comment-1022</link>
		<dc:creator>Bouncing Checks (BP 22): An Extended Discussion &#124; Blog.Pinoy-Business.com</dc:creator>
		<pubDate>Tue, 24 Aug 2010 12:22:51 +0000</pubDate>
		<guid isPermaLink="false">http://blog.pinoy-business.com/?p=188#comment-1022</guid>
		<description>[...] be an integral part of business, which is why we have a number of discussions regarding checks (see Bouncing Checks (BP 22): Matters a Layman Should Know; Basic Reminders to Prevent Check Fraud; and No imprisonment in BP 22 or Bouncing Checks cases?). [...]</description>
		<content:encoded><![CDATA[<p>[...] be an integral part of business, which is why we have a number of discussions regarding checks (see Bouncing Checks (BP 22): Matters a Layman Should Know; Basic Reminders to Prevent Check Fraud; and No imprisonment in BP 22 or Bouncing Checks cases?). [...]</p>
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