The client of the advertising agency or the sponsor of the Advertisement on whose account the advertising is prepared, conceptualized, presented or disseminated. (R.A. 7394, also known as the “Consumer Act of the Philippines,” Art. 4)

• DTI Department Administrative Order No. 10 (Series of 2006)
• Establishing a Lending Company
• No Return, No Exchange Policy of Stores is Not Allowed
• Mail-Order Bride Industry